When the card issuing country matches the IP address and the delivery address
(they are in the same country), we call it a trinity. When these three factors match, it is generally a reliable payment.
But if the trinity
doesn’t match, you should be aware.
It would be unusual if a payment with a Danish card is made from a country in Africa – especially if the delivery address is in Africa as well.
However, it’s not always fraud if the trinity doesn’t match:
A Dane on holiday in England could make a purchase in your shop. If the delivery address is Danish, it is probably an honest payment, but if the delivery address is in another country, something might be amiss.
For the above reasons you should always verify if 3D Secure has been used for the transaction (look at the transaction in the Bambora administration - please see the image below). Where 3D Secure has been used, the card-issuing bank assumes the risk in the event of fraud, and it is safe for you to ship the goods.
Please note that Bambora cannot see the delivery address on your orders. You have to find this in your own shop system.
Certain websites can be used to locate a given IP address. For instance, the location is displayed on a map on http://ip2loc.jerodsanto.net