3D Secure is a collective term for the security standards
Verified by Visa and
MasterCard SecureCode which are developed by Visa and MasterCard. When your customers use 3D Secure, there is, in most cases, no risk involved for your business in the event of fraud.
You do not assume the risk – which you do if 3D Secure hasn’t been used. The card issuing bank assumes the risk when 3D Secure is used, and if your company complies with the legal requirements, you will not receive a chargeback.
We recommend that you use 3D Secure.
Please note that 3D Secure only works with international payment cards. It is not compatible with Dankort.